Alarming statistics ... what can we do? Plenty! Start here: http://freedownload.nakedhippiesteam.com

25% of Americans Have No Net Worth

25% of Americans have no net worth is an alarming statistic. 

So that means …

“If you’ve no debts and have $10 in your pocket you have more wealth than 25% of Americans. More than 25% of Americans have collectively that is.” -Simon Black

Read full article here. 

But, hey … look at the example set by our government:

The U.S. has a net worth of NEGATIVE $60 TRILLION.

(How many zeros is that?)

It’s an unfathomable amount.

Unfortunately,  it’s also become an accepted and expected way of life … consumer debt.

Here are the latest statistics of what American consumers owe as of October, 2015:

  • $11.85 trillion in debt
    • An increase of 1.7% from last year
  • $890.9 billion in credit card debt
  • $8.17 trillion in mortgages
  • $1.19 trillion in student loans

And the wheels just keep on turning.  Or maybe it’s more like Americans stick their heads in the sand to ignore or avoid the grim reality.

We can’t do much about the stupidity of the government.

But we can do something for our own families.

First:  GET RID OF CREDIT CARD DEBT.

The average U.S. household credit card debt: $16,140. 

Stop buying STUFF.  Start paying off your cards.  

Second:  RENT, DON’T BUY

This goes against the American dream, doesn’t it?  You were taught to invest in a home to build equity.  It DOESN’T work that way now.

Investing in a home is a financial drain. James Altucher, editor, Top 1% Advisory states:  Besides mortgage debt (most of which can’t be written off), property maintenance, taxes (which go up with inflation and are almost never considered in the price of the house), closing costs, buying costs, title insurance, property upgrades, etc.,you’ll spend close to $1 million in the lifespan of the $500,000 house. Or even twice that.”

Third:  Don’t Take Out Student Loans for a College Degree

(Heck, reconsider college)

Again, when I advise young people to NOT go to college, people look at me like I’ve lost my mind.  After all, how will you get a decent job without a college degree?  Again, what USED to work, DOESN’T work that way now.

The average U.S.household owes $31,946 in student loans. Young college graduates are sucked into a lifetime of being owned by the government.  These debts are not dismissed by bankruptcy.  If you owe student loans, the government OWNS you.

In addition, college degrees are no longer a guarantee of a better job.  There has been a steady increase of “underemployed” college graduates since 2001.

“There’s a word for someone who has a job that does not require the degree they hold: “underemployed.” In 2008, over 35% of college graduates were underemployed; by June of last year, the Federal Reserve Bank of New York reported that a whopping 44% of graduates were underemployed.”

[Source]

It used to be an advantage to get a college degree.  But what happens when more and more degrees are earned?  The market is flooded and graduates have to take jobs that are nowhere near their specialty or interest … in order to pay back the student loans.

It’s been the unofficial policy of many leaders, political and otherwise, to champion higher education as a universal good. Not because they’d studied the demand for certain types of educated workers, but simply as a catch-all solution. The market has long since adjusted to this, but the advice hasn’t: it’s still selling people indiscriminately on a level of education that employers don’t seem to be asking for.

[Source]

Not convinced yet?  Take time to watch this: 

FOURTH:  Start Creating Your Own Cash Flow

Now is the time for everyone of us to begin to take back our lives. We’ve been suckered into building someone else’s dream; we’ve been financially strapped by taxes; we’ve seen layoffs, pensions disappear, social security vanishing …

it’s time to rise up:

It’s time.  It’s YOUR time.  It’s MY time.  It’s time to say, “enough is enough.”

25% of Americans have no net-worth, but I’m betting that there are more than 25% of Americans who have enough self-worth to rise up and take back their freedom.

Which 25% group do you belong to?

25% of Americans have negative networth

 

 

 

 

Trisha
c:  Text me here 573-881-6715
f:   Find me on Facebook

P.S.  Click the picture below to download this free ebook that will help you see HOW to begin the change.

how-the-middle-class-got-screwed.1
Are you fed up? Me, too!
Naked Hippies Simple Freedom Bonfire Event

Entrepreneurship gets in your blood and never leaves

Once entrepreneurship gets in your blood,
you’re HOOKED!

In looking through some old pics today, I
stumbled upon pics of the button dolls I created
and sold for 12 years – when I was a stay at home
mom with four kids.

I realized how the entrepreneur blood was running
through my veins, long before I created these unique
dolls that provided a profitable home business.

Maybe you’ve had the same experiences early in life?

Paper routes, lemonade stands, neighborhood talent
shows where tickets were 25 cents?

The seed was planted then … the idea that you could
do something which would bring money to your pockets.

Fast forward to adulthood and being a mom who desired
to be at home raising her kids rather than sending them
to daycare.

That’s when the entrepreneur seeds that had been lying
dormant began to grow again.

Those were the times of Tupperware and Avon and home
parties.  I was intrigued, but knew those businesses
would pull me away from my kids at night and I’d miss
the bedtime stories and Goodnight Moon readings.

What could I do?  What skills did I have?

I was a seamstress and a writer and a visual creative
woman.  I designed my first button doll and it all came
together for me.

Soon, our house became a doll factory … buttons, fabric,
glue guns, sewing machine, accessories and supplies
were stacked in Rubbermaid totes everywhere.

For twelve years, I kept designing and creating these
dolls and selling them at weekend craft shows.  They
became a collector’s item.  As many as I could make,
I would sell.

Button Dolls by Button Doll Creations

Why did they become so popular?  I believe it was
because they resonated with a truth, a love, a passion
for the people who bought them.

The dolls represented every imaginable hobby,
vocation and season.  I even created an Elvis doll
for my niece – dressed in a white jumpsuit holding
a guitar.

Ballerina Button Dolls by Button Doll Creations
There were pregnant dolls, gardeners, seamstresses,
teachers, nurses, ballerinas, cheerleaders, angels,
snowmen and of course, Santa.  (Each year I would
design a new collectible Santa and it caught on like
wildfire!)

Santa Button Doll

The day finally came when I grew tired of the doll
factory. My creative juices waned. Instead of being a
labor of love and creativity, it became a chore.  It was
time to close up shop, and I did.

What I loved most about the doll business was the
creative part – imagining the designs and putting those
ideas to work in the accessories of the dolls.

I love meeting the customers, seeing the delight in their
eyes when they found the perfect doll.  Creating keepsake
dolls for people who brought me their own buttons and
lace and doilies from their grandmother’s attic.

What I didn’t enjoy was the labor intensive part of
the business.  It consumed my days and night.  It took
over the house during craft season.  Buttons and headless
dolls sat everywhere waiting for the final assembly.

Yes, that entrepreneur plant had blossomed and
produced amazing fruit, then withered and died, but as in
nature, new seeds fell from the fruit…

and they were buried in the ground, waiting to emerge
as new plants.

Fast forward a few years, and the seeds began sprouting.
I was newly divorced and seeking a way to earn extra income
since I was on my own with a 13 year old daughter living
with me.

What fun I had when I ventured into selling “sex toys” to
women!  Yep!  A lucrative business for sure and here’s the
best part:  what husband wouldn’t whip out all the credit
cards when you said you were going to one of these parties?

SHOCKING!  GASP!  YOU SOLD WHAT?

What I loved about this business was similar to the doll
business.  I loved seeing the joy and delight in someone’s
eyes as they became excited about the product.

And then, I met Bruce who introduced me to internet
marketing.  It was a whole new world to me, but I quickly
saw the value of being able to reach so many more people
through a network of millions of people.

Bruce and I began dreaming together … what do we do
with the rest of our lives?  We answered in unison almost –
get a RV and travel full time.

But how?  By creating an income from home.  An
income that could be generated from wherever we
traveled … a mobile income.

The seeds have flourished and blossomed again.
Now we are traveling and working and living fulltime
on the open road in our camper.

Last November, we celebrated a year on the road!

Naked Hippies Roadtrip One Year Mark

We built our home business to fund our fun lifestyle.

And guess what we love most about this business?
You guessed it – meeting people, building friendships,
seeing the light come on in someone’s eyes as they see
that the very same kind of freedom and fun is possible for them.

Naked Hippies Team Event

Entrepreneurship is in our blood … it always has been and
it always will be.

For many like us, it’s the only way to be free.

Now we help others find their roadtrip to freedom.

I doubt that I’ll ever pull out a sewing machine again
to sew hundreds of little dresses for button dolls,

but I never doubt that I will ever do anything but what we
are doing right now … spreading the word that there is
a better way.

It’s in our blood. The seeds were planted long ago and
we continue the harvest of the fruit!

Here’s to nurturing and growing your entrepreneur seeds!

Naked Hippies Roadtrip Bruce and Trisha

 

Trisha (and Bruce)

p:  573-881-6715
f:   Connect with me on Facebook! 

P.S.  SPECIAL OFFER FOR YOU!
Because you read ALL the way to the end of this blog
post … I have something special for you today!

This is for those who just aren’t quite convinced about
this brave new world of being your own boss.  It’s a
documentary entitled “Rise of the Entrepreneur” and
I will rent it for you to watch … because there are others
who have much more to say about this than me.
All you have to do is just  call me or message me on FB
that you want to watch it and I’ll send you the link
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